Let's clear the fog from your financial picture

Fog City Advisors, LLC is a fee-only financial and tax planning firm based in the San Francisco Bay Area

FOR CLIENTS

Let's clear the fog from your financial picture

Fog City Advisors, LLC is a fee-only financial and tax planning firm based in the San Francisco Bay Area

FOR CLIENTS

All-inclusive, Tax-focused Approach

Together we design an all-encompassing strategy that takes into account every aspect of your finances.

Value for Your Money

All-inclusive, Tax-focused Approach

We are committed to providing value that exceeds our flat fee.

No Product Sales

We don’t sell any financial products nor do we receive any commissions. We are fee-only financial planners. We are fiduciaries: our complete focus is on what is best for you.

Accessibility

No Product Sales

Financial planning is a process, not an event and we are here for you when you need us. Our approach accommodates regular ongoing reviews of key financial areas, with access, to the advisor when needed.

Our Holistic Process

Flat-Fee Financial Planning Services

We work with you to ensure that your financial life is meeting your needs, is supporting your goals, and is aligned with your values. We focus our first year of work addressing the core areas of your financial life: goal setting, coordinated investment advice, skillful tax planning, worry-free retirement planning, insurance analysis, lifestyle spending review, and proactive estate planning. In subsequent years – as your financial needs, goals, and values change – we continue our work together by providing ongoing monitoring, support, and maintenance of your financial plan to ensure that it remains current, and relevant.

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Lifestyle Spending Review

Worry-free Retirement Planning

We’ll help you understand the difference between good and bad debt, make sure you have enough set aside for emergencies and special opportunities, and, if needed, help you gain control over your spending.

Worry-free Retirement Planning

Retirement is about money; but it’s more about personal fulfillment and enjoyment. We will help you create a plan to make the most of your retirement years.

Coordinated Investment Advice

Worry-free Retirement Planning

Coordinated Investment Advice

We will provide you with the objective, unbiased investment recommendations that are based on your personal needs so that you can make the best investment decisions.

Skillful Tax Planning

Risk Management – Are You Over or Under Insured?

Coordinated Investment Advice

Taxes are at the core of financial planning. We review all potential tax consequences that can impact your financial security throughout the year.

Risk Management – Are You Over or Under Insured?

Insurance. There are multiple options for any type of situation and the task of deciding what to choose can be daunting. We will discuss these issues in detail and help you spend your insurance dollars wisely.

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Proactive Estate Planning

Risk Management – Are You Over or Under Insured?

Estate planning goes well beyond making a will. We will evaluate with you the pertinent estate issues that impact your life and consider choices that you can then implement with your attorney.

Mark

Thinh

Mark

Certified Financial Planner

Mark is a Certified Public Accountant and Certified Financial Planner®. He finds great satisfaction in helping clients create a financial plan that supports their unique goals and hopes for the future. His tax knowledge provides an informed, tax-focused approach to financial planning.

Lisa

Thinh

Mark

Client Service Manager

Curiosity, empathy and life experiences are the basis for Lisa's Client Service aptitude. Lisa enjoys getting to know FCA clients and strives to provide excellent service

Thinh

Associate Advisor

Thinh is active and energetic, and she enjoys helping clients achieve their financial goals. She is an enrolled agent who has earned the privilege of representing taxpayers before the Internal Revenue Service. In addition, Thinh has also passed her Series 65 - Uniform Investment Adviser Law Exam.

Rena

Thinh

Operations Manager

Rena has been working in operations within the financial industry since 2003. She enjoys assisting our clients with operational items like account paperwork, reporting, and billing.

Let's clear the fog from your financial picture

Let's clear the fog from your financial picture

All-inclusive, Tax-focused Approach

All-inclusive, Tax-focused Approach

All-inclusive, Tax-focused Approach

Value for Your Money

All-inclusive, Tax-focused Approach

All-inclusive, Tax-focused Approach

No Product Sales

No Product Sales

No Product Sales

Accessibility

No Product Sales

No Product Sales

Our Holistic Process

Flat-Fee Financial Planning Services

Lifestyle Spending Review

Worry-free Retirement Planning

Worry-free Retirement Planning

Worry-free Retirement Planning

Worry-free Retirement Planning

Worry-free Retirement Planning

Coordinated Investment Advice

Worry-free Retirement Planning

Coordinated Investment Advice

Skillful Tax Planning

Risk Management – Are You Over or Under Insured?

Coordinated Investment Advice

Risk Management – Are You Over or Under Insured?

Risk Management – Are You Over or Under Insured?

Risk Management – Are You Over or Under Insured?

Proactive Estate Planning

Risk Management – Are You Over or Under Insured?

Risk Management – Are You Over or Under Insured?

Meet Your Team

Mark

Thinh

Mark

Lisa

Thinh

Mark

Thinh

Thinh

Thinh

Rena

Thinh

Thinh

Resources To Get You Started

Access Your Accounts

Schwab Alliance

Schwab Alliance

Schwab Alliance

RightCapital

Schwab Alliance

Schwab Alliance

Black Diamond

Schwab Alliance

Black Diamond

Interested In Clear Financial Skies?

Contact us